Bankruptcy — Simplify the Complex. File With Confidence.
Bankruptcy filings demand perfect accuracy across hundreds of data points. Intakit automates means testing, document collection, and creditor management so your team files faster, with fewer errors, and serves more clients seeking a fresh start.
Challenges in Bankruptcy Practice
- Means Test Complexity
- The means test requires precise income calculations over 6 months, allowable deductions, and state-specific median income thresholds. Manual calculation is error-prone.
- Document Gathering Burden
- Pay stubs, tax returns, bank statements, vehicle titles, mortgage documents, credit card statements. Clients struggle to collect everything needed for a complete filing.
- Trustee Deadlines
- Meeting of creditors dates, plan confirmation hearings, and objection deadlines create a cascade of time-sensitive obligations that must be tracked precisely.
- Creditor Communication
- Managing communication with dozens of creditors, verifying claims, and responding to objections is a massive administrative burden on every case.
How Intakit Helps
- Means Test Calculator
- Automated means test calculation using current census data and state median income thresholds. Real-time Chapter 7 vs. Chapter 13 eligibility assessment.
- Document Checklist Automation
- Personalized document checklist for each client based on their financial situation. Automated reminders and a client portal for secure upload.
- Creditor Matrix Management
- Compile and manage the complete creditor matrix with automated address verification and claim amount tracking across all scheduled debts.
- Payment Plan Tracking
- For Chapter 13 cases, tracks plan payments, disposable income calculations, and plan modification requirements over the 3-5 year plan period.
- Trustee Deadline Alerts
- Monitors all trustee-related deadlines including 341 meeting dates, plan confirmation hearings, objection periods, and discharge timelines.
- Exemption Analysis
- AI-assisted analysis of available exemptions by state. Identifies optimal exemption strategy to maximize asset protection for your client.
Results
- Means Test: Automated
- Built-in calculator handles means test computations accurately
- Creditor Tracking: Centralized
- All creditors, claims, and correspondence in one place
- Document Collection: Guided
- Practice-specific checklists for complete petition packages
- Deadline Tracking: Always On
- Filing deadlines and court dates monitored automatically
Available Templates
- Means Test Worksheet
- Creditor Matrix Template
- Income & Expense Schedule
- Exemption Worksheet
- Chapter 13 Plan Calculator
- Document Collection Checklist
Frequently Asked Questions
- How does Intakit's means test calculator work?
- Intakit automates the entire means test calculation using current census bureau median income data by state and household size. It calculates Current Monthly Income, applies allowable deductions, and determines Chapter 7 eligibility or Chapter 13 disposable income in real time as client data is entered.
- Can Intakit manage creditor matrices for bankruptcy filings?
- Yes. Intakit compiles the full creditor matrix from client intake data, including creditor names, addresses, account numbers, and claim amounts. It verifies addresses and formats the matrix for court filing requirements specific to your jurisdiction.
- How does the document collection process work for bankruptcy clients?
- Intakit generates a personalized document checklist based on each client's financial situation (homeowner vs. renter, employed vs. self-employed, etc.). Clients receive automated reminders and upload documents through a secure portal. Your team gets real-time visibility into collection progress.
- How much faster can we file with Intakit?
- Intakit accelerates the filing process through automated means test calculations, structured document collection via the client portal, and AI-assisted petition preparation. The system eliminates weeks of back-and-forth email by giving clients a secure place to upload everything your team needs.